Online Andhra Bank EMI Calculator | Car, Home, Personal Loan Eligibility

Andhra Bank EMI Calculator is a perfect tool to calculate the Equated Monthly Installment amounts. We have provided the EMI calculator of Andhra Bank separately for the Car loan, Home loan, and Personal loan. Andhra Bank housing loan EMI calculator, Andhra Bank Car Loan EMI Calculator, Personal loan EMI calculators Andhra Bank are available here. Along with the EMI calculators of Andhra Bank, you can also get the detailed information regarding the Andhra Bank EMI interest rates, Andhra Bank EMI benefit, eligibility, documents required, etc.

Andhra Bank EMI Calculator

EMI stands for Equated Monthly Installments. If you are willing to take Andhra Bank loan on EMI basis, you need an EMI calculator Andhra bank. It is very simple to use the EMI Calculator. If you just enter the loan amount, Interest rate, Tenure the EMI will be calculated within few seconds. So, refer the below steps and know How to use loan EMI calculator. You can also find the complete details about the Car loan, Home loan, Personal loan in Andhra bank in the below sections of this page.

The EMI is a monthly installment scheme where you need to pay a fixed amount every month to the bank. You have to pay the EMI until the end of the EMI tenure. The EMI is calculated on the total loan amount and the EMI interest, and the total EMI loan amount is divided equally by the number of months/tenure.

Andhra Bank is a public sector bank in India which was established in the year 1923 with its headquarters at New Delhi. This bank has many branches and ATM’s all over the world. Andhra Bank has ranked 1st in the Life Insurance Policies. This bank is the first to introduce the Credit Cards in our country. It also attracts its customers with the best EMI schemes. This bank has also tied up with  United India Insurance Company Limited.

EMI Calculator of Andhra Bank 

Andhra Bank Personal Loan EMI Calculator

Are you planning to apply for the EMI on Andhra Bank Personal Loan? Get complete details of the Andhra Bank EMI Personal loan below. Personal loan EMI in Andhra Bank has great features and benefits Generally, the personal loan EMI is nothing but a taking some amount from the bank in the form of EMI for your Personal use and you have to repay the total loan along with the Interest within the tenure period. So, we have provided the Andhra Bank EMI Calculator for the Personal loan. Therefore, check out How To use the Personal loan EMI calculator Andhra Bank and calculate the Andhra bank personal loan instalment Amount.

Steps To Use EMI Calculator Of Andhra Bank

  1. Click on the link below to open the Andhra Bank Personal Loan Calculator.
  2. Then, in a new tab, the Andhra bank personal loan calculator opens.
  3. Now, you have to enter the Personal loan EMI amount, Interest rate, and loan tenure.
  4. Click on “calculate.”
  5. Within few seconds the EMI per month, total Interest, total payment are displayed on the Andhra Bank EMI Calculator.

Andhra Bank EMI Calculator

 Personal Loan EMI Calculator Andhra Bank

Andhra Bank Personal Loan Interest Rate on EMI

Andhra Bank Personal Loan Details
Interest Rate 13.05% to 14.30%
Loan Tenure 60 months/ 5 years
PreClosure Charges Nil
Prepayment Fee Yes
Processing Fee No

Personal Loan Interest rate in Andhra Bank EMI is 13.05%. To EMI interest on EMI Personal loan, Andhra bank for the self-employed and the salaried person visit the Andhra Bank branch.

Andhra Bank Personal Loan Eligibility For EMI

  • Age of the Loan Borrower must be 21 to 55 years for salaried, self-employed, Bussiness Person.
  • All the individuals who have the capacity to repay the loan.
  • Individuals with the regular source of Income.
  • The loan applicant may be a Salaried Employee, Self-employed, Bussiness person.
  • All the Pensioners who have a Pension account at any Andhra Bank branch.

To know more details about the Andhra Bank personal loan eligibility calculator, visit the Andhra bank official site and check using Andhra Bank Eligibility Calculator for the Personal loan.

Documents Required For Andhra Bank Personal Laon

  • Andhra Bank Loan Application form with the applicant signature.A
  • A copy of passport.
  • Voter ID card.
  • Driving license.
  • Processing Fee Cheque.
  • Bank passbook statement(6 months).
  • For salaries person 
    • Salary Slip.
    • Salary certificate with the latest Form 16.
  • For self-employed Persons
    • Bank Statement.
    • ITR or Form 16.

Features of Andhra Bank Personal Loan EMI

  • Personal loan in Andhra bank can be applied by all salaried persons irrespective of their salary amount.
  • Loans are sanctioned within a short span.
  • There is not limit to the Personal loan amount.
  • Andhra Bank personal loan options are flexible and easy.
  • The borrower need not mention the reason for borrowing the Andhra Bank Personal Loan.

Andhra Bank Personal Loan Types

The following are the two types of Personal loans in Andhra Bank.

  • Andhra Bank Consumer Loan

This personal consumer loan in Andhra bank is for the persons who have a regular source of Income. These type of loans in Andhra bank are usually sanctioned for the individuals for Purchasing goods like TV, refrigerator, etc.

  • Andhra Bank Clean Loan

The Nature of this scheme in Andhra Bank is the Cash loan to Individuals only. These are useful to meet the regular needs of the borrower for personal purpose.

Andhra Bank Home Loan EMI Calculator

To buy the own house is a dream for every individual and we can’t invest the large amounts of money at a time to buy a house. So, the Andhra Bank is offering the Housing loan EMI at low-interest rates. Hence, if you take the Andhra bank house loan EMI, it will be so easy to make your dream true. To calculate the Home loan EMI of Andhra bank, use the Home loan EMI calculator on our site. Check the below steps to use the Online Home Loan EMI calculation Online. Andhra Bank Home Loan Interest rate, Processing fee, Payment charges, minimum and maximum loan amounts, etc are also given below.

How To Use Home Loan EMI Calculator Andhra Bank?

  1. Hit the link below to open the Andhra Bank EMI Calculator For Home loan.
  2. Now the EMI calculator opens.
  3. You have to enter Home Loan Amount, Interest rate, and loan tenure.
  4. Click on “calculate.”
  5. Then, within few seconds the following Home loan EMI details will be displayed.
    • EMI.
    • Total Interest.
    • Total payment.

You can also check the EMI loan amount for various loan amounts using the Andhra Bank EMI Calculator.

Andhra Bank Home Loan EMI Calculator

Andhra Bank Home Loan EMI Interest Rate & Other Charges

EMI Interest Rate of  9.50% – 9.70%
Maximum Loan Amount 50 lakh
Lowest EMI Rs. 837/-.
Loan Repayment Tenure 1 to 30 years
Processing Fees 0.50 % / Rs.10000/-.
Prepayment Charges NA

Andhra Bank Home Loan EMI Eligibility

  • Loan Applicant Age must be between 21 to 65 years.
  • Maximum Period is 30 Years.
  • Maximum age on the due date must not exceed 75 years.
  • Individuals can apply for the loan either singly or jointly with the family numbers.
  • To construct or buy house/flat.
  • Home Loan eligibility Andhra bank eligibility will be based on repayment capacity.
  • Loan Eligibility For the Purchase of Plot
    • The plot must be in the resident areas of Urban, SemI urban, Metro, Municipal, etc.
    • Finance is also considered for purchase of sites owned by the state agencies like Housing Boards in Urban and Semi Urban and Metro areas.
    • The construction must start within 12 months from the date of disbursement of House loan and should be completed within 30 months from the date of loan disbursement.
  • For Repair & Renovation
    • If the Property age is five years, the Maximum loan is Rs. 10 lakhs.
    • If the Property age is above 5 and up to 25 years the Maximum loan amount is Rs. 15 lakhs.

Andhra Bank Home Loan EMI Documents List

For House Purchase

  • Agreement copy between purchaser and vendor.
  • Name & Address details of the purchaser and the vendor.
  • The Copy of the documents linked with the title of the Property.
  • Receipt of the payments made to the vendor.
  • Approved plan copy.
  •  Engineer Certificate.
  • A copy of the layout.

For House Construction

  • Approved plan copy.
  • Estimation for Construction.
  • The Copy of the documents linked with the title of the Property.
  • Agreement copy between the builder and the site owner.
  • Other Documents stipulated by Legal Advisor.

Features & Benefits of Home Loan EMI in Andhra Bank

  • Andhra Bank offers the EMI o Home Loan at a very low-interest rate.
  • Andhra Bank housing loan EMI can apply for the purchase of a plot in the Urban, Semi-Urban, Meto, Corporation and Municipality areas.
  • The flexible Interest rate for the people living in the urban and rural parts of India.
  • Andhra Bank home loan on EMI basis is given for the repairs and renovations of the house also.
  • NRI’s can also take the Home loan in Andhra Bank.

Andhra Bank Car Loan EMI Calculator

Nowadays buying a car became so easy because of this EMI scheme. You can buy a favorite car if you apply for the EMI car loan in Andhra Bank. Get complete details of the Andhra Bank Car Loan EMI such as documents required, Andhra bank car loan application form, eligibility, features, benefits, and Andhra Bank car loan Interest rate, etc. below. Along with the EMI calculator, we have also provided the EMI calculator of Andhra Bank to calculate the Car loan EMI within seconds. Hence, the below steps and check How to use the Car loan EMI calculator Andhra bank.

How To Use Andhra Bank Car Loan EMI Calculator

  1. First of all, click on the link below to open the Car loan EMI calculator of Andhra Bank.
  2. Then, Andhra Bank EMI Calculator Car Loan opens.
  3. Enter the required details in the space provided.
  4. Click on “calculate.”
  5. Now, the Andhra Bank Car Loan details are displayed.
  6. If you want to check the EMI for different loan amounts repeat the same process.

Car Laon Andhra Bank EMI Calculator 

Andhra Bank Car Loan Interest Rate 2017

Andhra Bank Car Loan Details
Interest Rate 9.20%
Loan Tenure 1 year – 7 years
PreClosure charges Nil
Processing Fee Nil
Loan Tenure 60 Months
Prepayment Charges 1%

Observe the Car loan Interest rate Andhra Bank in the above table. For more details of the Andhra Bank car Loan, EMI interest rates refer the Andhra bank official site.

Andhra Bank Car Loan Eligibility

  • All the individuals who are between the age 21 years and 65 years are eligible to apply for the Andhra Bank New Car Loan Scheme.
  •  Companies, Firms, Trusts, and Societies are also eligible to apply for Andhra Bank car loan EMI.
  • Individuals with a minimum annual income of Rs.1 lakh can apply for the Car loan in Andhra Bank.

Documents Required To Apply For Andhra Bank Car Loan

  • Andhra Bank Car Loan Application form which is signed by the applicant along with the photograph.
  • Resident Proof.
  • ID Proof.
  • Age Proof.
  • Bank statement for last 6 months.
  • 3 months salary slip.
  • Income Tax Return Certificate.

Andhra Bank Car Loan Features

  • Quantum Finance.
  • Flexible Repayment Tenure.
  • Competitive Interest Rates.
  • Easy Documentation.

For more updates regarding the Andhra Bank EMI such as EMI Interest rates, Andhra Bank EMI Calculator, New EMI schemes in Andhra bank, etc. regularly visit our site www.emicalculators.co.in

Updated: March 27, 2017 — 9:39 am

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