Punjab National Bank EMI Schemes – Home Loan, Personal Loan & Car Loan

Get PNB EMI Calculator here. With the help of the Punjab National Bank EMI Calculator, you can easily know the monthly installment amount. In our site, we are directly providing the link to use the Calculator. So, you don’t need to visit other sites to know your monthly installment amount. Thus, by clicking the below link, you can corporates know the monthly amount. Along with this, we have additionally provided PNB Home Loan EMI Calculator, PNB Personal Loan EMI Calculator, and Punjab and National Bank Car Loan EMI Calculator. Those who have applied for loans on EMI Scheme in Punjab National Bank can use the PNB EMI Calculator to know your Monthly installment amount. Before that, you need to know the current PNB Interest Rates. For more details about Punjab National Bank, EMI Calculator can check below sections.

PNB EMI Calculator – Punjab National Bank

The PNB EMI Calculator is an online tool which is used to calculate you monthly amount easily. The applicants those who have applied for Loan in Punjab National Bank on EMI Scheme only can use the Punjab National Bank EMI Calculator. In which EMI Scheme means paying a little amount every month till the completion of Loan. So, those who are using this scheme are so beneficial. You can know your monthly amount only by entering the values like Loan Amount, Interest rate and Tenure period. Then after clicking on calculate button, you can know you installment amount very easily. Another important thing is to you must know the current interest rates then only you can know the monthly amount.

By referring below sections, you can able to know different Punjab National Bank EMI Calculators. So, if you have applied for different loans in Punjab National Bank on EMI Scheme, then you can use the these Different PNB EMI Calculators which is present in our site.

PNB is an Indian multinational banking and financial services company. It was established in 19 may 1894. The Punjab National Bank has 6968 branches and 9935 ATM’s across 764 cities. Also, it has 80 million customers. The bank has its headquarters in New Delhi. For the “excellence in Corporate Social Responsibility,” it has received Golden Peacock Award.

Punjab National Bank EMI Calculator

PNB EMI Calculator

PNB Personal Loan EMI Calculator

The PNB is one of the most public sector banks in India is offering personal loans with very low-interest rates. There are no Prepayment penalties with low processing Fee. The Personal Loans are available for salaried and self-employed applicants. Also as well as for Pensioners. Those who have the interest to apply for a Personal loan in PNB then they can apply at any of the Bank Branches in India. Before that, you need to check the eligibility, documents required to apply for personal Loan. After applying to the Personal Loan on EMI Scheme, you can know your monthly installment amount with the help of PNB Personal Loan EMI Calculator. Thus, check the below sections to know how to use the Personal Loan PNB EMI Calculator.

Steps required to use Punjab National Bank Personal Loan EMI Calculator?

  1. Click the below link to open Punjab National Bank Personal Loan EMI Calculator.
  2. Then on the next page, it opens the Personal Loan PNB EMI Calculator.
  3. There you need to enter the details like Personal loan EMI amount, Interest rate, and loan tenure.
  4. Later click on the “Calculate” button.
  5. Finally, you will know the monthly wise installments which you need to pay to the bank is displayed.

 PNB Personal Loan EMI Calculator

Punjab National Bank (PNB) Personal Loan Interest Rates

Personal Loan Interest Rates 12% – 15%
tenure Period five years
Processing Fee 1.80% of the loan amount
Is Guarantor Required Yes

Check Eligibility to Apply for Personal Loan in Punjab National Bank

Punjab National Bank Personal Loan Eligibility criteria for Salaried Individuals

Min. Income Salaried individuals with a min of the salary of Rs.10,000/- are eligible applicants at Rural centers and Semi-urban.

Salaried individuals with a min of the salary of Rs.2,500 PM are eligible applicants for urban centers & Rs.15,000/-PM for Metro centers.

Age Limit Minmum: 21 years & Maximum: 58 years
Total years in Professional or Job two years
Current Residence 1 years

Punjab National Bank Personal Loan Eligibility criteria for Self-Employed Individuals

Min. Income Min of Rs.20,000 PM
Age Limit Minimum: 21 years & Maximum:65 Years
Total years in job two years

Punjab National Bank Personal Loan Eligibility criteria for Pensioners

Min. Income The Pensioners who are having Pension Account with the Punjab National Bank are eligible.
 Loan Amount The Pensioners whose age is above 70years and up to 75 years the then maximum loan amount they can draw is Rs.1,50,000/-. Pensioners whose age is above 75 years and up to 75 years the then maximum loan amount they can draw is Rs.70,000/-.

Documents for PNB Personal Loan on EMI Scheme

  • PNB Personal Loan Application with Sign and Photograph.
  • Identity Proof: Passport/ Driving License, Voter ID
  • Address Proof: Electricity Bill/ Ration Card, Passport.
  • Processing Fee Cheque.
  • Bank Statement of last three months.
  • Required Documents for Salaried Applicants:
    • Salary Slip – Latest
    • Current Salary Certificate with the Form 16.
  • List of Documents for Self-employed Applicants:
    • Bank Statement of Latest
    • Form 16

Benefits and Advantages of PNB personal Loan on EMI Scheme

The PNB Personal loans have many advantages and benefits which we have listed below. Thus, check once to know clearly about Personal Loan in Punjab National Bank.

  • Low-interest Rates
  • 24/7 Customer Support Service.
  • High Quantum of Loans
  • Quick Loan Disbursal
  • Loans Schemes(Specialized)

Punjab National Bank Home Loan EMI Calculator

Everyone shows interest to buy or purchase anything on the EMI Scheme because with the EMI Scheme you can pay a very little amount every month. Instead of Purchasing anything at once by paying a large amount. You can use EMI Scheme to take or to apply for Loans. The Punjab National Bank is providing a Home Loan on EMI Scheme with low-interest rates. Thus, the interested candidates can use the scheme which helps you to buy a new house. Along with this those who have applied can use the PNB Home Loan EMI Calculator to know the monthly installment amount. Therefore, you need to check the eligibility to apply for Home Loan on EMI Scheme. Thus, check the below sections to know hoe to use the Punjab National Bank Home Loan EMI Calculator.

How to use PNB Home Loan EMI Calculator?

  1. Click the below link to open Punjab National Bank Home Loan EMI Calculator.
  2. Then on the next page, it opens the Home Loan PNB EMI Calculator.
  3. There you need to enter the details like Home loan EMI amount, Interest rate, and loan tenure.
  4. Later click on the “Calculate” button.
  5. Finally, you will know the monthly wise installments which you need to pay to the bank is displayed.

PNB Home Loan EMI Calculator

Eligibility Criteria for Applying for Home Loan in Punjab National Bank

  • The PNB Housing Loan can apply bot individuals as well as joint owners.
  • The Applicants those who are applying should have a minimum age of 18 years ans should not be greater than 70 years.
  • Those who are applying should have an established, regular source of Income.
  • The Applicants must be an existing home loan borrower, not older than 50 years.

Only by satisfying the above desirable criteria can only eligible to apply for home loan in Punjab National Bank. So, the applicants must check the eligibility before applying for home Loan.

List of Documents to apply for PNH Housing Loan on EMI

  • Home Loan Application form with sign and photograph.
  • Passport
  • Voter ID Card
  • Driving License
  • Processing Fee Cheque
  • Bank Statement of last three months or Passbook of Bank (6 months)
  • Required Documents for Salaried Applicants:
    • Income Tax returns with Computation of Income (last three years)
    • CA Certified (last three years)
  • List of Documents for Self-employed Applicants:
    • Income Tax Returns (Latest)
    • Computation of Income (latest)

Features and Benefits of Punjab National Bank Home Loan on EMI Scheme

Here we have listed features of PNB Home Loan on EMI Scheme. By checking these features, you can understand the advantages of applying for the home loan on EMI Scheme. Thus, check once these features which are below.

  • The Applicants can use the home loan to buy a new house, or to construct a new house/flat/apartment, or purchasing the existing house, or repairs and renovation of existing Building and furnishing.
  • Customers can choose between Floating and fixed Interest rates.
  • It is fast Process and transparent with zero hidden charges.
  • The Applicants can enjoy Flexible or Graduated Repayment Option.

PNB Car Loan EMI Calculator

The Punjab National Bank is providing different loans on EMI Scheme with very low-interest rates.  Salaried, self-employed & business concern can apply for the Car Loans in Punjab national bank with a minimum annual income of Rs.2,00,000/-. Punjab National Bank car Loan covers all brands of cars. For business concerns, there is no upper limit on the loan amount. The Applicants those who want to apply for Car loan in Punjab National Bank should check the eligibility criteria, documents required. Thus, by referring below sections, you can able to know about the Car Loan  PNB EMI Calculator. By the Punjab National Bank Car Loan EMI calculator, you can able to know the monthly installment amount. Therefore, you must know current PNB Interests Rates on car Loan.

Required Steps to use Punjab National Bank Car Loan EMI Calculator

  1. Click the below link to open Punjab National Bank Car Loan EMI Calculator.
  2. Then on the next page, it opens the Car Loan PNB EMI Calculator.
  3. There you need to enter the details like Car loan EMI amount, Interest rate, and loan tenure.
  4. Later click on the “Calculate” button.
  5. Finally, you will know the monthly wise installments which you need to pay to the bank is displayed.

PNB Car Loan EMI Calculator

Punjab National Bank Car Loan on EMI – Interest Rates

Processing Fees 1% Loan Amount
Interest rates 8.80% – 9.25%
Pre- Closure Charges Nil
Guarantor is Required Yes
Tenure Period 1 year – 7 years

Eligibility Criteria to apply for PNB Car Loan

  • The Applicants those who are applying for PNB Car Loan should have at least 21 years.
  • The Business concern, salaried, self- employed individuals are eligible to apply for Punjab National Bank Car Loan.
  •  Applicants should have a minimum income of 20,000 per month.

Documents required to apply for Punjab National Bank Car Loan on EMI Scheme

  • Car Loan Application form with sign and photograph.
  • Passport
  • Voter ID Card
  • Driving License
  • Bank Statement of last 6 months
  • Residence Proof
  • Required Documents for Salaried Applicants:
    • Salary Slips of last three months
    • Form 16
  • List of Documents for Self-employed Applicants:
    • Income Tax Returns (last 3 years)
    •  CA Certified (Last 3 years)

Features and Benefits of Car Loan in Punjab National Bank on EMI Scheme

Here are the features of Punjab National Bank car loan on EMI Scheme. So, by referring to these features, you can know about the Punjab National Bank car Loan on EMI. Thus, check once these features before you apply for PNB Car loan on EMI.

  • Salaried, Business concern and Self – employed with a minimum income of 20,000 per month are eligible to apply for Punjab National Bank Car Loan.
  • In the case of new cars, 85% of the showroom price is funded by the bank. Also in the case of used cars, the total percentage of funding comes down to 70%, and under the tie-up arrangement, it is 90%.
  • In some case, the Punjab National Bank requires a guarantor for the car loan.
  • The PNB provides the car loan on EMI Scheme with very low-interest rates.

For more details regarding about the Home loan, personal loan and car loan PNB EMI Calculator can visit our site www.emicalculators.co.in regularly.

Updated: March 31, 2017 — 11:25 am

Leave a Reply

Your email address will not be published. Required fields are marked *

www.emicalculators.co.in © 2017 Frontier Theme