Punjab Sind Bank EMI Calculator – Home, Personal & Car Loan | P&S Bank Interest Rates

Do you want to calculate your Monthly Installments Amount? Then you can use the Punjab and Sind Bank EMI Calculator which is present on our site. By using the Punjab Sind Bank EMI Calculator yo can know your installment amount very quickly. We have provided different Loans on EMI Scheme such a Home, Personal and Car Loans. Along with this, we have also provided different loans EMI Calculators to help you in calculating the monthly amount. Before applying for these Home, Personal and car loans, you need to check the eligibility criteria, Documents required and Interest rates. Thus, Check the below sections to know more details about the Punjab and Sind Bank EMI Calculator.

Punjab and Sind Bank EMI Calculator

The Punjab and Sind Bank EMI Calculator is an excellent online tool which helps you in calculating the monthly installment amounts. The Candidates those who have taken the loan on EMI Scheme in P&S Bank can only use the Punjab and Sind Bank EMI Calculator which is present on our site. So, those who are using EMI Scheme is so beneficial because with the help of this scheme you can pay very little amount evry month instead of paying the Large amount at once. Only you need to do is to enter the values like Loan Amount, Interest rate and Tenure period then by clicking on calculate button you will quickly know the result. Also, another thing is to know the current  Punjab and Sind Bank Interest Rates to calculate your Monthly amount. Thus, refer below sections to know more details about different loans that you can apply on EMI Scheme. Therefore you can also use the Different Loans EMI Calculator to know monthly installment amount.Also, another thing is to know the current  Punjab and Sind Bank Interest Rates to calculate your Monthly amount.

Punjab and Sind Bank is a government-owned Bank in India. It was founded on 24 June 1908. The Punjab Sind Bank has its headquarters in New Delhi. Among all branches, 623 branches are in Punjab state. From 2004 the Punjab and Sind Bank has shown growth of over 40% year to year. Now Recently it has crossed Rs.1 lakh crore business. The Punjab and Sind Bank has sponsored Sutlej Gramin Bank which is a Regional Rural Bank.

Punjab & Sind Bank EMI Calculator

Punjab and Sind Bank EMI Calculator

Punjab & Sind Bank Personal Loan EMI Calculator

If you want to apply loan for some personal use on EMI Scheme? Now every bank is providing various loans on EMI. But from all the Punjab and Sind Bank is the bank which provides personal loan on EMI Scheme with very low-interest rates. The interested candidates can check the eligibility conditions, documents required and also can check the interest rates which are present below. So, those who have applied for a personal loan in Punjab and Sind Bank can check monthly installment amount from the below Punjab and Sind Bank Personal Loan EMI Calculator. Thus, refer below sections to know more details about how to use the personal loan EMI Calculator.

Steps required to use Punjab and Sind Bank Personal Loan EMI Calculator

  1. Click the below link to open Punjab and Sind Bank Personal Loan EMI Calculator.
  2. Then on the next page, it opens the Personal Loan Punjab and Sind Bank EMI Calculator.
  3. There you need to enter the details like Personal loan EMI amount, Interest rate, and loan tenure.
  4. Later click on the “Calculate” button.
  5. Finally, you will know the monthly wise installments which you need to pay to the bank is displayed.

Punjab and Sind Bank Personal Loan EMI Calculator

Personal Loan on EMI Scheme – Interest Rates

Interest Rates of Personal Loan on EMI Scheme 13.50% – 14%
Tenure Period 60 Months
Processing Fee 1.00% of loan
Requirement of a Guarantor Yes

Check Eligibility to Apply for Personal Loan in Punjab and Sind Bank

  • For Salaried Customers
    • The Applicants having permanent jobs in PSU (Public Sector Undertaking), state or central government departments and other institutions like colleges and universities.
    • The minimum age of the applicants is 21 years and maximum up to 68 years.
    • Age of Salaried Class: 60 years for Govt or PSU Employees.
    • Age Salaried Class (private): 65 years
  • For Pension Customers
    • Pensioners are having their pension accounts with our Punjab & Sind Bank.
    • The age of the Pensioners should be up to 70 years.

Documents required for Personal Loan on EMI Scheme

  • Personal Loan Application form with sign and photograph.
  • Passport
  • Voter ID Card
  • Driving License
  • Processing Fee Cheque
  • Bank Statement of last three months or Passbook of Bank (6 months)
  • Required Documents for Salaried Applicants:
    • Salary Slip – Latest
    • Current Salary Certificate with the Form 16.
  • List of Documents for Self-employed Applicants:
    • Bank Statement of Latest
    • Form 16

Benefits and Features of Punjab and Sind Bank Personal Loan EMI Calculator

  • The Punjab and Sind Bank provides Personal Loan for the Pensioners those who are having Pension Account with the Punjab and Sind Bank.
  • Also, the Punjab and Sind Bank provides Multipurpose Personal Loan.
  • The Applicants will be charged as a nominal fee of 1% of the entire loan amount.

Punjab and Sind Bank Home Loan EMI Calculator

Do you have a dream to buy a new house but are you unable to invest whole money at once? Then it is better to choose home Loan on EMI Scheme. The Punjab and Sind Bank is Providing home loan on EMI Scheme. Those who have the interest to pay very little money every month can choose the scheme which is provided by the Punjab and Sind Bank. The Bank is providing very low-interest rates on the Home loans. Before Applying for the home loan, you need to check the eligibility conditions, documents needed to apply for the Home Loan on EMI Scheme. We have also provided the online Punjab and Sind Bank Home Loan EMI Calculator. So, by verifying the below sections you can able to know how to use the Punjab and Sind Bank home Loan Calculator.

How to use  Punjab and Sind Bank Home Loan EMI Calculator

  1. Click the below link to open Punjab and Sind Bank Home Loan EMI Calculator.
  2. Then on the next page, it opens the Home Loan Punjab and Sind Bank EMI Calculator.
  3. There you need to enter the details like Home loan EMI amount, Interest rate, and loan tenure.
  4. Later click on the “Calculate” button.
  5. Finally, you will know the monthly wise installments which you need to pay to the bank is displayed.

 Punjab Sind Bank Home Loan EMI Calculator

Punjab and Sind Bank Home Loan Intrest rates on EMI Scheme

Interest Rates of P&S Bank Home Loan 8.75% – 9%
Tenure Period 15 years period
Requirement of Guarantor yes
Pre – Closure of Charges Nil
Processing Fees or charges The Loans upto Rs. 25 Lakhs is 0.15% of the loan amount, subject to the min of Rs. 1000/- and maximum of Rs. 3750/-
Loans > Rs. 25 Lakhs < Rs. 50 Lakhs – 0.25% subject to max of Rs. 12,500
If Loans > Rs. 50 Lakhs < Rs. 75 Lakhs – 0.25% subject to max of Rs. 15,000
Loans = Rs. 75 Lakhs & above – 0.25%

Eligibility to apply for Home Loan on EMI Scheme in P&S Bank

  • Individuals
  • Group of Individuals
  • Also, the Individual Members of housing societies are eligible to apply for the Scheme.
  • The minimum age to apply for the home Loan on EMI Scheme is 18 years, Maximum age depends on the repayment of period chosen.

Only the candidates those who satisfy the above eligible conditions can apply for the home. So, it is necessary to check the conditions and the age which is present above.

Documents Required to Apply for home Loan in Punjab and Sind Bank

  • Punjab and Sind Bank home Loan Application Form with duly filled with sign and photo.
  • Photo ID Proof
  • Residence Proof.
  • The Processing Fee Cheque.
  • Bank Statement (latest)
  • Required Documents for Salaried Applicants
    • Income tax returns – last three years with the computation of Income.
    • CA Certified of last three years.
  • List of Documents for self-employed
    • Computation of Income – Latest
    • the Income tax Returns – Latest

Benefits and Advantages of Punjab and Sind Bank Home Loan on EMI

Here we have mentioned some benefits and features of Home Loan in Punjab and Sind Bank. So, check these benefits once to know more about Punjab and Sind Bank Home Loan on EMI Scheme.

  • The Punjab and Sind bank charges interest rates based on the loan amount you had made.
  • Also, there is no limit on the loan amount provided by the Punjab and Sind bank, and it provides tenure period of 15 years for buying a plot. It provides a long term of 40 years in the case if you are purchasing already existing house or construction.
  •  The Bank provides one-time processing fee based on the loan amount such as:
    • The Loans upto Rs. 25 Lakhs is 0.15% of the loan amount, subject to the min of Rs. 1000/- and maximum of Rs. 3750/-
    • Loans > Rs. 25 Lakhs < Rs. 50 Lakhs – 0.25% subject to max of Rs. 12,500
    • If Loans > Rs. 50 Lakhs < Rs. 75 Lakhs – 0.25% subject to max of Rs. 15,000
    • Loans = Rs. 75 Lakhs & above – 0.25%.

Punjab and Sind Bank Car Loan EMI Calculator

Everyone dreams to have their car. But some may buy by investing money at once but some may not. So, the Punjab and Sind Bank is providing Car loan on EMI Scheme which will help you in fulfilling your dreams. By EMI Scheme you can pay a very little amount every month. Thus, the interested candidates can apply for a car loan in Punjab and Sind Bank. Before that, you need to check the eligibility, documents list. After applying for the car loan, you can use our online Punjab and Sind Bank Car Loan EMI Calculator to know your monthly installment amount. Therefore see the below sections and know hoe to use this online Punjab Sind Bank EMI Calculator.

Required Steps to use P&S Bank Car Loan EMI Calculator

  1. Click the below link to open Punjab and Sind Bank EMI Calculator of Car Loan.
  2. Then on the next page, it opens the Car Loan Punjab and Sind Bank EMI Calculator.
  3. There you need to enter the details like Car loan EMI amount, Interest rate, and loan tenure.
  4. Later click on the “Calculate” button.
  5. Finally, you will know the monthly wise installments which you need to pay to the bank is displayed.

Punjab & Sind Bank Car Loan Loan EMI Calculator

PSB Bank Car Loan on EMI – Interest Rates

Old vechicles New Vehicles
BR (10.25%)+3.00% = 13.25% BR(10.25%) +0.75% = 11.00%

Eligibility conditions to apply for Car Loan in  Punjab and Sind Bank

  • Individuals
  • Corporate firms and other businesses
  • Salaried Employees without Pension
  • The Applicant age should between 18 to 65 years depending on entire repayment tenure.
  • The age of the salaried borrower with a pension should be aged only up to 70 years.

By Satisfying the above criteria only you are suitable to apply for Car Loan in PSB Bank. So, check these eligible conditions before you applying for Car Loan.

Objective  Description
Processing fee 0.25% of the loan amount. The min of Rs. 1,000/-  to the max of Rs. 10,000/-.
Prepayment penalty There is no Prepayment Penalty. 1% of the outstanding balance is charged in case of loan take over.
Documentation fees Only Stamp and Revenue charges
Min income requirements Rs. 1,20,000 per annum.
Max loan amount No ceiling for individuals. Businesses can get loan amount up to five times the annual cash accruals depending on the repayment period chosen.
Min age 18 years
Max age 65 years
Max age upon loan maturity Non-pension – Up to 60 years. Pension class & others – Up to 70 years.
Margin for new cars 10% of the on-road price (excluding accessories and insurance)
Margin for used cars 25% of the cost of the vehicle
Max age of used car 5 years
Max loan for new cars 84 months
Max loan tenure for used cars 60 months (Repayment period + the age of the car should not more than 84 months)

Note: The current Car Loan Interest Rate in Punjab and Sind Bank 2017 is 10.25% per annum.

For more details about the Punjab and Sind Bank EMI Calculator of Home Loan, Personal Loan and Car Loan can visit the our site www.emicalculators.co.in regularly.

Updated: April 1, 2017 — 6:47 am

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