United Bank of India EMI Calculators – Car, Personal, and Home Loans Schemes on EMI

The Applicants can use the UBI EMI Calculator to know your Monthly installment amount. By using the EMI Calculator which is present here, you can know your Installment amount very quickly. This type of EMI calculator is present in official sites also but due to heavy accessing the official site becomes slow. To avoid all those problems, you can make use of the UBI EMI Calculator to know your monthly amount instantly. Along with this, we have provided another three different types of loan EMI Calculators to help you in providing the accurate and correct amount. Those are UBI Personal Loan EMI calculator, UBI home Loan EMI calculator & UBI car Loan EMI calculator. Thus, those who have the interest in applying for the Loan which is provided by the UBI should check the Eligibility and required documents from below. For more information regarding UBI EMI calculator can refer below sections.

UBI EMI Calculator

The UBI EMI Calculator is an online tool which is useful to know the monthly amount. Applicants those who have applied to the UBI loans schemes on EMI can only use the EMI Calculator which is present here. By applying to the Loans on EMI Scheme, you are so beneficial because you can pay a very little amount every month. So, you need not pay lump sum amount at one time. To know your installment amount you need not go the bank. Thus, you can use the UBI EMI Calculator to know your monthly installment amount easily. Only you need to enter the values like Loan Amount, Interest rate and Tenure period. Then clicking on calculate button it will display your result.

Along with this, we have additionally provided three different EMI calculators. They are UBI home, car and Personal loan EMI calculators. You can also make use of these calculators if you have applied to any of the loans which are mentioned above.Therefore, who have the interest in applying for the UBI personal, home, and car loans. So from the below, you can easily know the eligibility & Document list.

UBI (United Bank of India) is the government-owned service company in India. It was established in 1950. Also, the bank has its headquarters in Kolkata, India. The United Bank of India has three full-fledged overseas branches in Kolkata, New Delhi, and Mumbai. The Bank also provides various services to the customers like ATM, Internet banking, Mobile banking, SMS Banking, Debit Cards, Tele banking etc.

United Bank of India EMI Calculator

UBI EMI calculator

UBI Personal Loan EMI Calculator

Do you want to apply for Personal Loan in the best bank? Then the United bank of India is the best option to open personal loan. Because the UBI is the government owned company which will offer very low-interest rates. As the bank offers personal loans to all categories of people. So, it is very better to apply for the personal loan in UBI. Thus, interested candidates can apply for Personal Loan by checking the eligible criteria and the required documents. Therefore, those who have already applied for UBI Personal loan can use the UBI Personal Loan EMI calculator to know your monthly installment amount. Refer below sections to know how to use the UBI Personal loan EMI calculator, also check Eligibility, documents, and features.

How to use the UBI Personal Loan EMI Calculator?

  1. Click the below link to open UBI Bank Personal Loan EMI Calculator.
  2. Then on the next page, it opens the Personal Loan UBI Bank EMI Calculator.
  3. There you need to enter the details like Personal loan EMI amount, Interest rate, and loan tenure.
  4. Later click on the “Calculate” button.
  5. Finally, you will know the monthly wise installments which you need to pay to the bank is displayed.

UBI Bank Personal Loan EMI Calculator

UBI Personal Bank on EMI – Interest Rates

Personal Loan Interest Rate Men: 14.20% and Women: 13.95%
Pre-closure Fee or charges Nil
Processing Charges !% on the loan amount which has sanctioned
Loan Tenure Period 3 years

Check UBI Personal Loan Eligibility

  • The Applicants those who are applying for the personal loan should have a minimum age of 21 years for the salaried individuals also should have at least 3 years working in the same organization.
  • Maximum age for the Salaried individuals is 58 years.
  • Pensioners who are employees of state or central government, Employees of the reputed private companies are eligible to apply for the Personal loan for pensioners.

These are the eligible conditions which are to be satisfied by everyone those who are applying for home loan. So, those who are applying should check the eligibility before you apply.

Documents Required to Apply for UBI Personal Loan

  • United Bank of India Personal Loan Application with Sign and Photograph.
  • Identity Proof: Passport/ Driving License, Voter ID
  • Address Proof: Electricity Bill/ Ration Card, Passport.
  • Processing Fee Cheque.
  • Bank Statement of last three months.
  • Required Documents for Salaried Applicants:
    • Salary Slip – Latest
    • Current Salary Certificate with the Form 16.
  • List of Documents for Self-employed Applicants:
    • Bank Statement of Latest
    • Form 16

Features and benefits of United Bank of India Personal Loan

Here are the benefits and features of having the United bank of India Personal Loan. So, check once these features which are below.

  • For Multi Purposes Loans: The Personal Loans that you have applied can use for any purposes like medical purposes, vacations or any social need.
  • Hassle Free: The Process of applying for the United Bank of India Personal Loan is very quick and hassle free.
  • Low processing Fee and Documentation: The UBI charges very low processing fee ans documentation.
  • Long Repayment Period: The United Bank of India provides sufficient period to repay the loan which has taken. So, up to 48 months for pensioners and 36 months for others.
  • Zero Margin: The UBI Personal Loan offered to the pensioners have low margin.

UBI Home Loan EMI Calculator

Do you have a dream to buy a new house? then you need to apply for Home Loan which will fulfill your dream. As now every bank provides home loans but the united Bank Provides home loans with low-interest Rates. So, it is better to apply for UBI home Loan. Here we have given the eligibility criteria and documents list which are required while applying for home loan. So, you need to check the details which are below. Also, we have provided online Home loan UBI EMI calculator to know your monthly amount.Thus, check below to know how to use the UBI Home Loan EMI calculator.

Steps Required to use UBI Home Loan EMI calculator?

  1. Click the below link to open UBI Bank home Loan EMI Calculator.
  2. Then on the next page, it opens the home Loan UBI Bank EMI Calculator.
  3. There you need to enter the details like home loan EMI amount, Interest rate, and loan tenure.
  4. Later click on the “Calculate” button.
  5. Finally, you will know the monthly wise installments which you need to pay to the bank is displayed.

UBI Home Loan EMI Calculator

United bank of India Home Loan Interest Rates

Home Loan Interest Rates 9.55% – 9.55%
Foreclosure Charges Nil
Prepayment Fee Nil
Maximum Tenure Period 30 years
Lowest EMI Rs.845 Lakhs

Eligibility Criteria to Apply for UBI Home Loan on EMI

  • The candidates those who are applying for UBI Home Loan should have at least 21 years of age.
  • Salaried, Self-employed, professionals and business persons can apply for UBI Home Loan on EMI.
  • The salaried Persons those who are applying for united Bank of India Home Loan should be in working at least 3 years in the same job.
  • Also, the business peoples, professionals, and self-employed should have 2 years of ITR.

By satisfying the above eligible conditions can only eligible to apply for UBI Home loan on EMI Scheme. So, those who are applying should check the eligibility criteria before they apply for UBI Home Loan.

Required Documents to Apply for UBI Home Loan on EMI

  • Home Loan Application form with sign and photograph.
  • Passport
  • Voter ID Card
  • Driving License
  • Processing Fee Cheque
  • Bank Statement of last three months or Passbook of Bank (6 months)
  • Required Documents for Salaried Applicants:
    • Income Tax with Computation of Income (last 3 years)
    • The CA Certified (last three years)
  • List of Documents for Self-employed Applicants:
    • Income Tax Returns (Latest)
    • Computation of Income (latest)

UBI Car loan EMI calculator

As the vehicle is compulsory for traveling purpose. The United Bank is providing vehicle loan for both two wheelers and four wheelers with very low-interest rates. The interested candidates can apply for UBI Car Loan on EMI Scheme. Before that, you need to check the eligible criteria and other documents list when are available below. Along with this, you need to know the current UBI Interest rates. So, that after applying to the UBI Car Loan you can use the online Car Loan UBI EMI Calculator to know the monthly amount. Thus, check the below section to know how to use the UBI car loan EMI Calculator.

How to use UBI Car Loan EMI Calculator?

  1. Click the below link to open United Commercial Bank Car Loan EMI Calculator.
  2. Then on the next page, it opens the car Loan UBI Bank EMI Calculator.
  3. There you need to enter the details like Car loan EMI amount, Interest rate, and loan tenure.
  4. Later click on the “Calculate” button.
  5. Finally, you will know the monthly wise installments which you need to pay to the bank is displayed.

United Bank of India Car Loan EMI calculator

United Bank of India Car Loan Interest Rates

UBI Car Loan Interest rates 9.35% to 10.40%
Loan Tenure Period 84 Months
Processing Fee (or) Charges 0.50% of the loan amount Max-500, Min-10,000/-
Documentation Charges Nil
Foreclosure Charges Nil
Guarantor Requirement only required for new vehicles

UBI Car Loan Eligibility

  • The Applicants those who want to buy a car can apply for the United Bank of India car loan.

The individuals who are having fixed Deposit account, saving accounts, Current Deposit Account in United Bank of India are eligible to apply for UBI Car Loan if they meet the below eligible criteria.

  • Applicants those who earn a net income of Rs.20,000/- per month.
  • The Salaried individuals those who are having at least 21 years old and have not more than 65 years of age at the time of loan maturity.
  • Also, the individuals should have savings or current account with the branch.

Only those who are eligible after verifying the above mention eligible criteria only eligible to apply for UBI Car Loan on EMI.

List of Documents required to Apply for UBI Car Loan

  • Car Loan Application form with sign and photograph.
  • Passport
  • Voter ID Card
  • Driving License
  • Bank Statement of last 6 months
  • Residence Proof
  • Required Documents for Salaried Applicants:
    • Salary Slips of last three months
    • Form 16
  • List of Documents for Self-employed Applicants:
    • Income Tax Returns (last 3 years)
    • CA Certified (Last 3 years)

Key Features of United Bank of India Car Loan on EMI

Here we have listed some key features in applying for United Bank of India Car Loan. They are listed below:

  • Interest Rates: UBI Bank provides very competitive interest rates. So, the current Interest Rates which are offered by the United Bank of India for Car Loan is 9.35 to 10.45%.
  • Age Limit: The Applicants who are applying for UBI Car Loan should have a minimum of 21 years to the maximum of 65 years.
  • Prepayment Charges: There are no prepayment charges under the UBI Car Loan.
  • Processing Fee: The UBI Bank offers processing Fee of 0.50% with a minimum of Rs.500/- to the maximum of Rs.10,000/-.

For more details regarding UBI EMI Calculator, you can visit our site www.emicalculators.co.in regularly.

Updated: April 3, 2017 — 11:30 am

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