UCO Bank Loans Schemes – EMI Calculator of Personal, Home & Car Loans

The candidates those who have taken a loan on EMI Scheme in UCO Bank can use the UCO Bank EMI Calculator which is present on our site. By using this EMI calculator, you can able to know the monthly installment amount very easily. Also, we have additionally listed different EMI Calculators of the UCO Bank. They are UCO Bank Personal Loan EMI calculator, UCO Bank Home Loan EMI Calculator, and UCO Bank Car Loan EMI Calculator. With these EMI Calculators, you can know your monthly installment amount. So, now those who have interested in applying to these loan schemes should check the eligibility, documents list. You can also get the latest and updated UCO Bank interest rates. Thus, check the below sections to know more details about the UCO Bank EMI Calculator.

UCO Bank EMI calculator

The UCO Bank EMI Calculator is an online tool which is used to calculate your Monthly installment amount. Only those who have applied to the UCO bank loans Scheme can use the EMI Calculator which is present here. But before calculating you need to know the current UCO bank interest rates. So, those who want to know the monthly amount can check for the latest interest rates from here. By using this UCO Bank EMI Calculator, you can instantly know your installment amount quickly. In order to know you must need to enter some particular details (Loan Amount, Interest rate and Tenure period) then only it will display your monthly amount.

In the below sections, you can able to know about different EMI Calculators. Those who have applied to UCO Bank Loan Schemes on EMI can use this different Personal loan, home loan and car loan EMI calculators. Because instead of going to the banks to know your installment amount. You can simply use these EMI Calculators so that it will save your time and energy.

UCO Bank is commonly known as United Commercial Bank which is established in 1943 in kolkata. The United Commercial Bank is the major government-owned bank of India. According to the bank trust report 2014, the United Commercial Bank ranked 294th position among the India’s most trusted bank. On 6th January 2013, the UCO bank had 4,000 plus services units.

United Commercial Bank EMI Calculator

UCO Bank EMI calculator

UCO Bank Personal Loan EMI Calculator

In the current financial situation, in the Indian markets the amount you save in fixed deposits and in saving accounts etc; may not have the same value in future. The United Commercial Bank offers you a personal loan without any security for an amount of Rs. 2 lakhs, & for the loans above 2 lakhs, you need to put up collateral security. So, those who have the interest to apply to these loans schemes on EMI can use the UCO Bank Personal Loan EMI Calculator to know your monthly amount. But before you need to know the eligibility and required documents list. Thus, refer below sections to know current UCO Bank Personal Loan Interest rates and also know how to use the UCO Bank Personal Loan EMI Calculator.

How to use the UCO Bank Personal Loan EMI calculator?

  1. Click the below link to open United Commercial Bank Personal Loan EMI Calculator.
  2. Then on the next page, it opens the Personal Loan UCO Bank  EMI Calculator.
  3. There you need to enter the details like Personal loan EMI amount, Interest rate, and loan tenure.
  4. Later click on the “Calculate” button.
  5. Finally, you will know the monthly wise installments which you need to pay to the bank is displayed.

UCO Bank Personal Loan EMI Calculator

UCO Bank Personal Loan interest rates on EMI

Interest rates for Personal loan Men: 11.60% & for women: 11.35%
Loan Tenure period 48 months to 60 months
Processing Fee 1% (min for Rs.750/-)
Is Guarantor Required Guarantor is required

Eligibility to Apply for United Commercial Bank Personal Loan

  • The Applicants those who are applying for the personal loan should have a minimum age of 21 years for the salaried individuals also should have at least 3 years working in the same organization.
  • Maximum age for the Salaried individuals is 58 years.
  • The Monthly minimum income should be more than 40% of your gross salary.

These are the eligibility conditions so, those who are applying for the UCO Bank Personal Loan should check before they apply.

Required Documents to Apply for UCO Bank Personal Loan

  • United Commercial Bank Personal Loan Application with Sign and Photograph.
  • Identity Proof: Passport/ Driving License, Voter ID
  • Address Proof: Electricity Bill/ Ration Card, Passport.
  • Processing Fee Cheque.
  • Bank Statement of last three months.
  • Required Documents for Salaried Applicants:
    • Salary Slip – Latest
    • Current Salary Certificate with the Form 16.
  • List of Documents for Self-employed Applicants:
    • Bank Statement of Latest
    • Form 16

Features and Benefits of UCO Bank Personal loan on EMI Scheme

Here we have mentioned some features of United Commercial Bank Personal Loan on EMI Scheme. So, those who are applying for the personal loan should check these features once before they apply.

  • Maximum loan amount provided by the UCO Bank for Personal Loan is Rs.10,00,000/-.
  • No Guarantor is required for a loan up to Rs.2,00,000/-.
  • The women those who are applying for the Personal loan of the UCO Bank will have concessional interest rates.
  • The processing charge is 1% amounting to the minimum of Rs.750/-.

UCO Bank Home Loan EMI Calculator

Now every bank is providing Home loans on EMI Scheme. But the people show more interest to the banks which is very famous and having very low-interest rates on the loans they are applying. UCO Bank which is the nationalised bank provides home loans on EMI scheme with very low-interest rates. Due to the low-interest rates, you can pay a very little amount on your monthly installments. The Applicants those who are interested can apply for the home loan. Before that, you need to check the eligibility and required documents that are to be submitted while you are applying for the home loan. Later you can use the online UCO bank home loan EMI calculator to know your monthly installment amounts. Thus, refer below sections to know the use of the UCO Bank home Loan EMI Calculator.

Required Steps to use the UCO Bank Home Loan EMI Calculator?

  1. Click the below link to open United Commercial Bank home Loan EMI Calculator.
  2. Then on the next page, it opens the Home Loan UCO Bank  EMI Calculator.
  3. There you need to enter the details like home loan EMI amount, Interest rate, and loan tenure.
  4. Later click on the “Calculate” button.
  5. Finally, you will know the monthly wise installments which you need to pay to the bank is displayed.

UCO Bank home Loan EMI calculator

UCO Bank Home Loan Interest Rates

Loan Tenure Period 30 years
Interest Rates 8.75%
Processing Fees or Charges Nil
Guarantor Required No
Pre – Closure Charges Nil

Check Eligibility to Apply for UCO Bank Home Loan

  • The Applicants whose age is between 21 to 70 years & earn regular income are eligible to apply for the UCO Bank home Loan.
  • Candidates can be either Indians or NRI’s.
  • The total Loan Amount is nearer to the 75% to 80% of the property value.

So, the applicants need to check the eligibility criteria before applying for the United Commercial Bank Home Loan on EMI Scheme.

List of Documents for Applying to the UCO Bank Home Loan

  • Home Loan Application form with sign and photograph.
  • Passport
  • Voter ID Card
  • Driving License
  • Processing Fee Cheque
  • Bank Statement of last three months or Passbook of Bank (6 months)
  • Required Documents for Salaried Applicants:
    • Income Tax with Computation of Income (last 3 years)
    • The CA Certified (last three years)
  • List of Documents for Self-employed Applicants:
    • Income Tax Returns (Latest)
    • Computation of Income (latest)

Features and Benefits of United Commercial Bank home Loan on EMI Scheme

These are the features and advantages United Commercial Bank home loan. So, those who are applying for the home loan should check these features. Thus they are listed below.

  • Total Loan Tenure Period: The Maximum home Loan Tenure Period is 30 years.
  • Processing Fee or Chargers: There is no Processing Fee on home loans up to August 31, 2016.
  • The Margin of Finance: A loan of up to 80% of the value of property, can be availed.
  • Tax Rebate: As per the clauses under the Income Tax Act.
  • Insurance: The property which you have purchased by applying to the UCO Bank Home loan is protected under the “UCO Griha Raksha Yojana” which covers the risk of property damage in the event of natural calamities.

UCO Bank Car Loan EMI calculator

The UCO Bank is the bank which coupled with new age features and benefits which help you to easily apply for the car loan on EMI Scheme. It is available for both salaried and self- employed groups. The UUCO bank provides car loans for all models of Cars with very low-interest rates. So, those who have a dream to buy a new car can now buy by applying for UCO Bank Car Loan. Before that, the applicants need to check the eligibility and the documents list. Afterward, you can use the online Car Loan UCO Bank EMI calculator to know your monthly installment amount. Therefore, refer below sections to know how to use the UCO Bank Car Loan EMI calculator.

How to use the UCO Bank Car Loan EMI Calculator?

  1. Click the below link to open United Commercial Bank Car Loan EMI Calculator.
  2. Then on the next page, it opens the car Loan UCO Bank EMI Calculator.
  3. There you need to enter the details like Car loan EMI amount, Interest rate, and loan tenure.
  4. Later click on the “Calculate” button.
  5. Finally, you will know the monthly wise installments which you need to pay to the bank is displayed.

Click here to know UCO Bank Car Loan EMI Calculator

UCO Bank Car Loan Interest Rates

Processing Charges or Fee Nil
Rate of Interest 9.85%
Total Loan Tenure Period 1 year – 7 years
Is Guarantor is Required No
Pre-Closure Charges Nil

Eligibility to Apply for UCO Bank Car Loan on EMI Scheme

  • The candidates those who are applying for UCO Bank Car Loan should have a minimum age of 21 years.
  • For Salaried Applicants the minimum income should be at least Rs.2,00,000 after all deductions.
  • The Self-employed and professionals should have a minimum income of Rs. 5 lakhs in metro centers, and Rs. 4 lakhs in non-metro centers.
  • Agriculturists and Farmers should earn a gross income of min Rs.4 lakhs per annum during the previous financial year.

The candidates those who belongs to these categories should check the eligibility criteria before they apply for UCO Bank Car Loan.

Documents Required to Apply for UCO Bank Car Loan on EMI

  • Car Loan Application form with sign and photograph.
  • Passport
  • Voter ID Card
  • Driving License
  • Bank Statement of last 6 months
  • Residence Proof
  • Required Documents for Salaried Applicants:
    • Salary Slips of last three months
    • Form 16
  • List of Documents for Self-employed Applicants:
    • Income Tax Returns (last 3 years)
    • CA Certified (Last 3 years)

Benefits and Features to Apply for United Commercial Bank Car Loan on EMI

These are the features and benefits of UCO Bank Car Loan on EMI. Those who are applying for the Car loan schemes should check these features which are listed below.

  • It is Available to Everyone: The Loans which are provided by the UCO Bank are available to all groups of Income. i.e. Salaried, self-employed, Pensioners, Agriculturists, Businessmen and Professionals.
  • No Prepayment Penalty or Processing Fee: There is no Processing Charges and the Prepayment penalty for the UCO Bank Car Loan.
  • Low-Interest Rates: The UCO bank provides very low-interest rates on the loans.
  • Sound Repayment Tenure: The Applicants can repay the car loan in 84 EMI monthly payments. So, the candidates are free to choose the tenure period that suits your repayment capacity.

For more updates regarding UCO Bank EMI Calculator, can visit our site www.emicalculators.co.in regularly. So, that you can also know about UCO Bank Personal Loan EMI calculator, UCO Bank home Loan EMI calculator and UCO Bank car Loan EMI calculator.

Updated: April 1, 2017 — 12:33 pm

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