Yes bank EMI Calculator | Yes bank EMI Eligibility, Features, Interest Rates

Yes Bank EMI Calculator is available here. Calculate your Home Loan, Personal Loan, and Car Loan EMI by using Yes Bank Equated Monthly Installment Calculator. Interest Rates are necessary to calculate the EMI. You can find the Car loan, Home Loan, and Personal Loans interest rates on the below topics. Read the Complete article to know the interest rates, features, eligibility of EMI and to know the usage of the Yes Bank Personal Loan EMI calculator, Yes Bank Home Loan EMI Calculator, and Yes Bank Car Loan EMI Calculator.

Yes Bank EMI Calculator

The EMI Calculator is mainly used to calculate the Instalment amount. Nowadays many people are choosing EMI for personal loans, Car loans, home loans, etc. There are many benefits and advantages for EMI. If you take a big amount in the form of a loan, then you can return the money every month in the form of EMI. With the help of EMI, you can apply for car loans, home loans, and personal loans also. You can also calculate your EMI by using Yes bank EMI Calculator.

Yes Bank is one of the fastest growing banks in India. There are many Yes Bank Branches and ATM’s all over India. The Yes Bank is offering loans like Personal loan, home loan, and car loans for EMI. Therefore, the interested persons can apply for any loan in Yes Bank. You can also calculate your loan EMI by using the Yes Bank EMI Calculator. You need interest rates to calculate the EMI. For the sake of people, we are providing the interest rates in the below sections. You can also see the usage of the Yes Bank EMI Calculator in the below topics. To know furthermore details of the Yes Bank EMI Calculator, you can see the below link.

Click here: Home, Personal and Car Loan Yes Bank EMI Calculator.

Yes bank EMI Calculator

 Yes Bank Personal Loan EMI Calculator

The Yes Bank is offering many loans for the People. Many people are choosing Personal Loans for an educational course, wedding, etc. If you borrow the money from anyone, it is very difficult to return the money along with the interest rate. But now, you can apply for loans and you can return the money in the form of EMI. In EMI, you can return some amount of money without any difficulty. You can also calculate your Personal EMI by using the Yes Bank Personal Loan EMI calculator. For the sake of people, we are providing the calculator in the below sections. If you do not know How to use the calculator, you can learn from the below sections.

How To Use Yes Bank Personal Loan EMI Calculator

  1. Open the below link or go to the Yes Bank official Website.
  2. Search for the Yes bank EMI Calculator for Personal Loan.
  3. If you get the link, then open the calculator.
  4. Enter the details like Loan amount, interest rate and tenure period on the calculator.
  5. Click on the calculate button after entering all the details.
  6. Finally, a page with your personal loan EMI amount appears on your screen.
  7. Similarly, you can check the EMI amount for various interest rates and tenure periods.

So, following all the above steps of Yea bank Personal Loan EMI calculator, you can know the EMI amount. To use the Yes bank EMI calculator for the personal loan, click the below link.

Click here: Yes Bank Personal Loan EMI Calculator 

 Yes Bank Personal Loan EMI Interest Rates

Particulars Salaried EMI Interest Rates Self-employed EMI Interest Rates
Interest rate The Interest Rate is Minimum 14% per annum. Minimum of 14% per annum.
Loan Amount Rs.2 lakhs to Rs.20 lakhs Rs.2 lakhs to Rs.20 lakhs
Loan Tenure Minimum – 12 months
Maximum – 60 months
Minimum – 12 months
Maximum – 60 months
Lowest EMI Rs.4,654 per month Rs.4,654 p.m.
Processing Fee NA NA
Age Not specified Not specified
Prepayment Charges No charges. But prepayment allowed only after 12 months.
Part prepayments allowed:
20% for 12 – 24 months
20% for 24 – 36 months
25% for 36 – 48 months
25% for 48 – 60 months
No charges. But prepayment allowed only after 12 months.
Part prepayments allowed:
20% for 12 – 24 months
20% for 24 – 36 months
25% for 36 – 48 months
25% for 48 – 60 months
Foreclosure Charges Foreclosure is allowed only post repayment of 12 EMI’s
12 to 24 months: 4%
24 to 36 Months: 3%
36 to 48 Months: 2%
After 48 Months: No charge
Foreclosure is allowed only post repayment of 12 EMI’s
12 to 24 months: 4%
24 to 36 Months: 3%36 to 48 Months: 2%48 Months: No charge

The Yes bank interest rates along with the tenure periods are given in the above table. Therefore, the individuals who want to calculate their personal loan EMI can use the above interest rates. If you want to know more details about personal loan EMI calculator, you can follow the below sections.

EMI Eligibility for Personal Loan in Yes Bank

The Yes Bank gives EMI only for the eligible persons. Therefore, you have to check your eligibility once before taking a loan in Yes Bank in the form of EMI. The individuals who are between the age of 25 years to 58 years old are eligible for EMI facility in Yes Bank.

Yes Bank Personal Loan EMI Features

  • The personal loan amount of Yes Bank varies between Rs.1lakh to Rs.20lakhs.
  • There is no need of any guardian or collector to avail the loan.
  • The interest rates for personal loan EMI varies competitively.
  • Repayment options are available in Yes Bank Personal Loan EMI.

Documents Required For Yes Bank Personal Loan EMI

  • Identity Proof.
  • Address Proof.
  • 2 Passport Size Photos.
  • Age Proof.
  • Applicants signature.
  • Last 3 months salary pay slips.
  • For IT returns, last 2 years and Preceding 6 months salary account statement.

Yes Bank Home Loan EMI Calculator

The Yes Bank is offering Home Loans in EMI. Therefore, the interested persons can apply for Home loans in Yes Bank. Before applying for a loan, you can calculate your EMI by using the Yes Bank Home Loan EMI Calculator. We are providing the EMI Calculator in the below sections. If you do not how to calculate your EMI in the Yes Bank Home Loan EMI Calculator, you can learn from the below sections. Therefore, follow the below sections carefully to know the usage of the calculator.

How To Use Yes Bank Home Loan EMI Calculator

  1. Click the below link or visit the Yes Bank official website.
  2. Search for the Yes Bank EMI Calculator.
  3. Open the Calculator, when you get the link.
  4. Enter the details like loan amount, interest rates and tenure period in the calculator. Click on the calculate button after entering the necessary details.
  5. Finally, you can see your Home loan EMI amount on the screen.
  6. If you want, you can also check the EMI amount for various maturity amounts.

The individuals who want to calculate their Home Loan EMI amount can use the above steps to calculate the EMI amount. The interest rates and tenure periods are necessary to calculate your home loan EMI. Therefore, we are providing the interest rates in the below sections. If you want to get the Home Loan EMI Calculator on this page without any searching, you can open the below link.

Click here: Yes Bank Home Loan EMI Calculator

Yes Bank Home Loan EMI Interest Rates

Details of Home Loan in Yes Bank
Interest Rate 10.25% to 10.75%
Processing Fees Upto Rs.11500
Loan Tenure 1 Year to 25 Years
Partial pre-payment Charges Nil
Pre-closure Charges Nil
Guarantor Requirement No Guarantor Required

 

Yes Bank Interest Rates for Home Loan
Tenure Period Interest Rates for MCLR
Overnight 9.00%
1 Month 9.10%
3 Months 9.25%
6 Months 9.40%
1 Year 9.60%

Eligibility for Home Loan in Yes Bank

The individuals who want to apply for home loan in Yes Bank have to check their eligibility before applying for a loan. Many people do not know the eligibility details of Yes bank. We are providing the Yes Bank Home Loan EMI Eligibility criteria in the below sections. Therefore, check your eligibility from the below list to apply for the Home Loan in Yes Bank.

Salaried individuals Eligibility

  • The applicant’s age should be minimum 25 years to apply for a Home Loan in Yes Bank.
  • The maximum age should be 58 years at the loan maturity.
  • The individual must earn minimum Rs.3Lacks per annum to get a Home Loan.
  • The person should be employed in a current organization for at least one year.

Self Employed Eligibility

  • The minimum age should be 25 years for self-employed professionals to apply for a Home Loan.
  • At the time of the maturity, the applicant’s age should be 65 years.
  • The individuals must earn minimum Rs.4 lacks per annum to get the Home Loan.
  • The applicants should be in a particular profession like Doctors, CAs, etc., for at least 4 years and in a case of others, they should be in the particular field for at least 5 years.

Retail SME Enterprises or Self Employed Businessman

  • The applicants who are above 25 years can apply for Home Loan in Yes Bank.
  • He/She should be in the same business field for at least 5 years.
  • The applicants should earn minimum 4 lacks per annum to get the Home Loan.

Documents Required for Home Loan in Yes Bank

  • A signed application form along with the applicant photograph.
  • Residence Proof.
  • The processing Fee Cheque.
  • Previous 6 months bank statements.
  • If salaried persons, then they should submit their last 3 months salary pay slips and Income Tax returns or Form 16.
  • In a case of self-employed, Business existence proof or educational qualification certificate is necessary. Therefore, the individuals have to submit their last 3 years Income Tax Returns and CA certificate or Audited Balance Sheet, Profit or loss account details.

Yes Bank Home Loan EMI Features and Benefits

  • The Yes Bank is offering Home Loans for both self-employed professionals and salaried persons.
  • In Yes Bank, the loan amount is ranging from Rs.5 lakhs to Rs.500 lakhs.
  • The tenure period is 25 years, and it is flexible for everyone to return the money.
  • You can transfer your home loan from one branch to another branch.
  • Yes Bank is offering Home Loans in partnership with Dewan Housing Finance Corporation scheme for purchase of plot, loans for an extension, under construction flats, and renovation of the property.
  • The interest rates for Home loans are competitive in Yes Bank.
  • There is a Home Loan protection plan for you. If you want to transfer your money from one branch to another, you can also transfer your balance.

Yes Bank Car Loan EMI Calculator

The Yes Bank Card Loan EMI Calculator is used for you to know your EMI. Many people do not know the usage of the Yes Bank EMI Calculator. We are providing the Car Loan EMI Calculator in the below sections. Therefore, the individuals who want to calculate their Car Loan EMI amount can use this Yes Bank Car Loan EMI Calculator. If you do know the usage of the calculator, then you can learn from the below sections. The Interest Rates and tenure periods are required to know your Car Loan EMI Amount. You can also see the interest rates on the below topics. Hence, follow the below sections to know more details about Yes Bank Car Loan EMI Calculator.

How To Use Yes Bank Car Loan EMI Calculator

  1. See the below link or go to the Yes Bank Official Website.
  2. Search for the EMI calculator Link.
  3. If you find the link, then open the calculator.
  4. Enter the details like maturity amount, interest rate and tenure period of the calculator.
  5. Click on the Calculate button after entering all the details.
  6. Finally, you can get your Car Loan EMI amount along with the interest rates on the screen.

The users who want to calculate their Car Loan EMI can use this Yes Bank Car Loan EMI Calculator to know the EMI amount. You can also see the interest rates in the below tables. Therefore, you can use those interest rates and tenure periods while calculating your Car loan EMI. Once, open the below link, to get the Yes Bank Car Loan EMI Calculator.

Click here: Yes Bank Car Loan EMI Calculator.

Yes Bank Car Loan EMI Interest Rates

Interest Rate 10.25% to 12.25%
Processing Fees Rs. 5000 to Rs. 10,000
Loan Tenure 1 year to 7 years
Pre-closure Charges 6% of principal outstanding within 6 months to 24 months from 1st EMI, 5% after that
Guarantor Requirement No Guarantor Required

Yes Bank Car Loan Eligibility Criteria

Before applying for a car loan in Yes Bank, you have to check your Eligibility with theYes Bank eligibility. If you are eligible, then you can apply for the car Loan. For the sake of people, we are providing the Yes Bank Car Laon Eligibility details in the below sections. Therefore, you can directly check your eligibility from the below list.

For Salaried Persons

  • The individual’s age should be 21 years at the time of applying and at the time of maturity the applicant age should be 58 years.
  • His/Her income should be Rs.3lacks per annum with one year job experience.

Self Employed 

  • The minimum age should be 21 years and the maximum age at the time of loan maturity is 65 years.
  • The income should be Rs.2 lacks per annum with 2 years experience.
  • The partnership firms and private limited company should also have minimum 2 years business experience with Rs.2 lacks income per annum.

  List of Required Documents for Yes Bank Car Loan

  • Age Proof with Photo ID.
  • Application with the individual signature and photograph.
  • Individual’s last 6 months bank statement.
  • Residence Proof.
  • For self-employed applicants, last 3 years Income Tax Returns with a computation of Income and CA certificate or Audited balance sheet with profit and loss account.
  • If in a case of salaried persons, his/her last 3 months salary payslips along with the Form 16 or Income Tax Returns.
Updated: March 27, 2017 — 10:25 am

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